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Physician Billing Should Be Ready for the Protections of Medical Conscience Bill

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Hemant Apte, Chief Executive OfficerMay 31, 2023
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If you’ve been paying attention to what’s going on with healthcare in Florida, you probably know that the Florida House passed a bill that gives physicians the option to opt out of services for reasons of conscience – meaning they won’t face negative repercussions for refusing to perform a medical procedure. But payers are mentioned in the bill too, and this isn’t getting enough attention. 

If you read the text of the bill, payers are mentioned right alongside providers. For example, look at this wording [1]:

 “A health care provider or healthcare payor has the right to opt out of participation in or payment for any health care service on the basis of a conscience-based objection.” 

So, payers are allowed to withhold payment for services based on "Conscience-based objection". According to the bill, this is defined as,

“...an objection based on a sincerely held religious, moral, or ethical belief. Conscience, with respect to entities, is determined by reference to the entities' governing documents; any published ethical, moral, or religious guidelines or directives; mission statements; constitutions; articles of incorporation; bylaws; policies; or regulations.” 

This definition offers a lot of leeway.

So, what does this mean? I don’t think it’s cause for alarm, but I do think providers who could be affected should keep a close eye from a physician billing services perspective, specifically around denials and during contract negotiations. This is because the bill opens a potential new path for denials and payers not properly compensating providers – and providers would be left with few options if they’re in a state that takes similar measures. 

I want to be clear that I don’t see this as a blank check for payers to deny claims however they like. But I do think that it could mean providers in multiple states around the country might need to shift their thinking around denials management and physician billing services

Now is as good a time as ever to refresh your denials management strategy and approach to physician billing services with coming changes in mind. And if your state doesn’t have comparable legislation in play, you’ll want to watch the political news in your area to see if something similar, even if less aggressive, might be headed your way.

[1] Florida House of Representatives, "CS/CS/HB 1403: Protections of Medical Conscience," 2023. Available: https://www.flsenate.gov/Session/Bill/2023/1403/BillText/c2/PDF.

Hemant Apte, Chief Executive Officer

Hemant Apte is the Founder and CEO of 3Gen Consulting, a leading healthcare revenue cycle management and technology company serving providers, ACOs, and health plans across the U.S. Since founding 3Gen in 2006, Hemant has guided the company’s evolution from a boutique consulting firm into a data-driven organization at the forefront of AI-powered RCM innovation. With decades of experience in U.S. healthcare operations, Hemant continues to provide thought leadership to clients navigating financial, compliance, and technology challenges in an increasingly value-based care environment.

Is Your Physician Billing Ready for the Medical Conscience Bill?

Understand how Florida’s new law could impact payer behavior, denials, and your bottom line.

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It’s a 2023 law allowing providers and payers to opt out of services or payments based on moral or ethical beliefs.

It may open new paths for payers to deny claims, requiring stronger denials management and payer monitoring.

Yes. Similar legislation could appear in other states, so staying informed and prepared is essential.

Audit payer contracts, update billing workflows, and document denials with clear payer rationales.

The bill changes how payers justify denials, and physician billing teams must adapt quickly to stay compliant and profitable.

3Gen combines billing expertise, compliance insight, and technology to help providers navigate complex payer rules confidently.