RADV audits just got real. In 2025, Medicare Advantage (MA) plans are facing the true financial impact of inaccurate or incomplete risk adjustment coding.
With CMS enforcing stricter RADV extrapolation rules and intensifying HCC validations, the message is clear: risk adjustment compliance and accurate HCC capture are not optional.
For Medicare Advantage plans, ACOs, and risk-bearing provider groups, staying audit-ready, protecting revenue, and demonstrating coding integrity could make or break your financial results for the year.
Let’s break down what’s happening, why it matters, and how the right risk adjustment coding vendor can save you from claw backs – and set you up for a stronger 2026.
Why Risk Adjustment Coding Is Under the Microscope in 2025
CMS is no longer playing catch-up. With enhanced RADV extrapolation, plans with unsupported HCCs are facing millions in overpayment recoveries.
The biggest pain points MA plans are facing right now include:
- HCC coding inconsistencies across providers and regions
- Documentation gaps that fail to meet CMS risk adjustment requirements
- Missed chronic conditions that lower RAF scores and reduce revenue
- Slow or incomplete chart retrieval during RADV audits
- Manual risk adjustment coding workflows that miss HCC capture opportunities
This is no longer just a compliance issue – it’s a bottom-line issue. Unsupported codes lead to take back, while under coding leads to lost revenue. Plans are getting hit from both sides.
What Medicare Advantage Plans Are Looking for in a Risk Adjustment Coding Vendor
When MA plans, ACOs, and physician groups go searching for a risk adjustment partner, they aren’t just looking for coders. They are looking for:
- Audit-Ready HCC Coding: Vendors who ensure every HCC is supported by documentation.
- RADV Audit Support: From chart retrieval to validation to submission prep.
- Real-Time Risk Adjustment Analytics: RAF score tracking, gap identification, and provider performance insights.
- Technology + Expertise: AI-powered risk adjustment coding platforms paired with certified coders.
- Compliance-First Approach: Built-in quality checks to avoid over coding and CMS penalties.
The right vendor isn’t just a vendor – they’re a strategic compliance partner who helps plans reduce risk and optimize revenue.
3Gen: The Risk Adjustment Partner MA Plans Trust
At 3Gen Consulting, we don’t just “do coding.” We deliver end-to-end risk adjustment management that protects compliance and revenue.
Here’s how we help:
- RiskGen-i Platform: Our AI-powered risk adjustment coding solution validates every HCC, identifies documentation gaps, and integrates with EHRs for seamless workflows.
- Comprehensive RADV Audit Support: From chart retrieval to preparing RADV submissions, we keep you ready for CMS scrutiny without last-minute scrambling.
- Real-Time Analytics: Monitor RAF score movement, monitor provider performance, and identify missed opportunities for HCC capture.
- Compliance-First Model: Every chart undergoes a multi-level review process, ensuring audit-ready documentation.
- Scalable Team: Certified risk adjustment coders who flex with your chart volume, so you never fall behind.
The result? Cleaner HCC capture, stronger compliance, fewer take backs, and better financial outcomes .
The Bottom Line: 2025 Isn’t Over Yet – There’s Still Time to Get This Right
You can’t change the past three quarters, but you can change how you close the year. With the right risk adjustment coding vendor on your side, you can still protect revenue, avoid penalties, and go into 2026 with confidence.
Don’t wait until your next CMS letter to take action.
Let’s get you audit-ready. Schedule your free risk adjustment assessment today and see how much compliance risk – and revenue leakage – we can eliminate before year-end.
